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Australia’s National Climate Risk Assessment: An Overview of the Overview for people that haven’t got time to read the pdf

By 15 September 2025No Comments

Australia’s National Climate Risk Assessment overview highlights that climate change is already reshaping life across the country—with rising risks to health, communities, the economy, infrastructure, natural systems, and food production. It identifies eleven key risk areas like coastal hazards, extreme heat, bushfires, water security, and disruptions to essential services. Without stronger action, these risks will intensify by 2050, especially for vulnerable groups and some regions.

Key Takeaways from the National Climate Risk Assessment

  • Extreme weather and hazards, think more frequent heatwaves, flooding, and bushfires—are on the rise and will impact everyone, but hit disadvantaged and remote communities hardest.
  • Coastal cities are especially at risk from sea level rise, with millions of Australians potentially exposed by mid-century.
  • The report stresses a need for rapid adaptation, updating infrastructure, protecting critical services, and improving governance so Australia can bounce back from climate shocks.
  • Direct consequences: cost-of-living increases, property loss, higher insurance, threats to food and water supply, and damage to our environment and way of life.
  • The bottom line: climate change is here, and Australia must plan, adapt, and invest urgently to safeguard people, places, and prosperity.

Got more time than you thought? Read these distressing factoids!

  • By 2050, over 1.5 million people are projected to live in Australian coastal areas at high risk of sea level rise and coastal flooding. This is expected to be growing to more than 3 million by 2090 if populations stay constant.
  • Extreme heatwaves are expected to more than double by 2050, and quadruple by the end of the century if global temperatures pass +3°C.
  • Heat-related deaths in major cities such as Sydney and Darwin could increase by more than 400% under a +3°C scenario compared to today.
  • Australian Government disaster recovery costs could be up to seven times higher by 2090 under the highest warming scenarios, with individual disasters and response demands rising sharply.
  • The value of Australian property losses is projected to reach at least $611 billion by 2050, and up to $770 billion by 2090 due to climate impacts (sea level rise, bushfires, flooding, and more).
  • Up to 2.7 million additional work days could be lost each year by 2061 from extreme heat, impacting industries like agriculture, construction, and mining.
  • Insured losses from climate catastrophes have increased from $2.1 billion a year in the late 1990s to $4.5 billion a year now, consuming a growing slice of GDP.
  • About 15% of Australian households could see their insurance costs soar above four weeks’ income, a 25% increase from the previous year, pricing many people out of coverage for flood and fire risks.
  • By 2090, Australian coastal communities could face up to 257 days per year of minor coastal flooding, up from just 15 days per year currently.
  • Cattle heat stress days will rise dramatically, with over 61% of Australia projected to experience at least 150 days per year above the heat stress threshold for European beef cattle at +3°C warming levels (compared to 44% today).

These hard numbers reinforce the urgent need to act, adapt, and prepare for a hotter, riskier future.

Andy Hollands

Andy Hollands is a seasoned business leader and entrepreneur, who has spent his career building and helping companies develop ideas into products, improve online performance, and leveraging tech to simplify processes. He wants to take that knowledge to businesses to help them make their climate transformation as rapid as possible with Climate Logic.